UC Browser Faster , Simple , Good

UC Browser, UCWeb Inc. (UCWeb) adalah penyedia teknologi software internet mobile dan layanan applikasi terdepan. Berdiri sejak tahun 2004, Misi UCWeb adalah memberikan pengalaman internet yang lebih baik untuk milyaran penggunanya di seluruh dunia.

UC Browser, produk unggulan dari UCWeb, tersedia untuk lebih dari 3000 model ponsel yang berbeda dari 200 lebih produsen ponsel. Selain itu, UC Browser dapat digunakan di semua sistem operasi seperti Symbian, Android, iOS, Windows Mobile, Win CE, Java, MTK, dan Blackberry. Pada Juni 2011, UCWeb merilis U3 kernel, produk hak milik perusahaan (mirip seperti mesin mobil). Browser yang memiliki U3 dapat memberikan user pengalaman web surfing yang cepat, nyaman dan aman.

Saat ini, UCWeb terus berkembang dengan cepat, 80% dari 1000 lebih karyawannya terus aktif dalam penelitian dan pengembangan produk. UCWeb telah mendapatkan dan sedang dalam proses pengajuan lebih dari 200 paten di bidang mobile browser.

UCWeb telah membangun jaringan server independen di Asia, Amerika Utara dan Eropa. melayani lebih dari 500 juta user di lebih dari 150 negara dan wilayah di seluruh dunia. UC Browser tersedia dalam 11 bahasa termasuk Bahasa Indonesia, Inggris, Rusia dan Vietnam. Sejak September 2011, UC Browser telah didownload lebih dari 1.5 milyar kali di seluruh dunia dan page view setiap bulannya lebih dari 160 milyar. Dengan dibukanya kantor cabang luar negri pertamanya di India pada September 2011, UCWeb berharap dapat terus memberikan pelayanan yang terbaik untuk basis pengguna internasionalnya.
ada juga aplikasi serupa sepeti uc browser yaitu 9APPs ,,
jika anda ingin mencoba keduanya silahkan download aplikasinya di link berikut :
link 0 : 
http://click.union.ucweb.com/index.php?service=RedirectService&pub=zhanglh@diatasdaun&offer_id=mobiplus.subscription.batteryoptimizer
link 1 : 

http://click.union.ucweb.com/index.php?service=RedirectService&pub=zhanglh@diatasdaun&offer_id=link.ucbrowseru3apk

link 2 9apps :

http://click.union.ucweb.com/index.php?service=RedirectService&pub=zhanglh@diatasdaun&offer_id=com.9appstrack.apk

link 1 :

http://click.union.ucweb.com/index.php?service=RedirectService&pub=zhanglh@yahyalagi&offer_id=com.9appstrack.apk

link 2 : 

http://click.union.ucweb.com/index.php?service=RedirectService&pub=zhanglh@yahyalagi&offer_id=link.ucbrowseru3apk

link 1 :
http://click.union.ucweb.com/index.php?service=RedirectService&pub=zhanglh@insureblog&offer_id=com.9appstrack.apk

link 2 : 

http://click.union.ucweb.com/index.php?service=RedirectService&pub=zhanglh@insureblog&offer_id=link.ucbrowseru3apk

Read More

So, about those $0 commissions

We've written about the chilling effect that insurers hope to create by lowering commissions on Exchange-based business (or doing away with them altogether). Most recently, the Kentucky Department of Insurance weighed in, noting that this practice would be viewed as a violation of the insurance code.

Well, seems like the stakes are actually a bit higher:

"(f) Broker compensation in a Federally-facilitated Exchange.   A QHP issuer must pay the same broker compensation for QHPs offered through a Federally-facilitated Exchange that the QHP issuer pays for similar health plans offered in the State outside a Federally-facilitated Exchange." [emphasis in original]

That's from the Code of Federal Regulations as it pertains to the ACA. Seems pretty clear to me.

So then the question becomes: where do we go from here?

[Hat Tip: Sabrina Corlette]

Read More

Monday Morning Linkage

■ Losses mounting:

"Obamacare may get more bad financial news next week, as more insurers are expected to report financial issues due to the healthcare law."

Not that this is a surprise to anyone that's been paying attenmtion; after all, Blue Cross/Shield of North Carolina has racked up over $400 million in losses in just the past 24 months. Tip of the iceberg, really.
 
■ In a bit of irony, the IRS is warning uninsured folks about tax scams [ed: no, not that tax scam!]:

"In some cases ... unscrupulous tax preparers tell clients to pay the penalties directly to them, and they keep the money"

Biggest surprise: that there are still uninsured folks. I thought the ObamaTax was supposed to end all that. Hunh.

■ From email this morning:

"Working to stem the spiraling costs of health care, improve health care outcomes and ensure the adequacy of quality services for its membership, nonprofit InHealth Mutual, Ohio’s only health insurance CO-OP, has reconfigured its provider network to trim health provider costs that fall significantly outside the average of its overall network."

Which is a fancy way of saying that their network's gone on a major diet, shedding 10 hospitals and a slew of physicians.

Look for this to continue as carriers look to cut mounting ACA-related claims (it's what happens when you delete underwriting and then pay folks to purchase insurance).

Read More

Intriguing Think Tank Trick

Sally Pipes, president of the Pacific Research Institute, has an intriguing ObamaTax replacement proposal. As Allison Bell reports, it's a three-legged, free market approach based on three primary components:

■ Use refundable age-based tax credits to help people pay for health coverage.

■ Increase use of health savings accounts (HSAs).
 

■ Use a combination of vouchers and block grants to improve Medicare and Medicaid.

This system works much like a school voucher: you pick the plan and company, and use the voucher to help reduce the cost. The advantage over the current method is that you're dealing directly with the carrier, without unnecessary (and often intrusive) government intervention.

While this seems like a commonsense approach to financing coverage, it's not clear how she plans to handle the next objections: underwriting and how (whether?) to cover pre-existing conditions.

Still, seems promising.

Read More

Celebrating a Decade of Wonkery

Co-founder Joe Paduda hosts this week's 10th Anniversary edition of the Health Wonk Review, and it's a doozy:

From the opening salvos on Single Payer (including a broadside by our own Mike Feehan) to the benefits of wellness ... er ... benefits and Julie Ferguson's epic (and scary!) post on 5 tons of ammonium nitrate within spitting distance of schools and hospitals.

Something for everyone.

Funny true story: My very first turn hosting a 'Review was in May of Aught Six and it was, in fact, the first time I'd ever hosted any "blog carnival." I'd only been blogging about a year-and-a-half at that point, and was a bit reticent about jumping into the fray.

Thanks, Joe, for that long-ago opportunity!

Read More

A little birdie tells me...

In a mandatory meeting this morning, agents who represent Blue Cross of North Carolina learned that, as of April 1, they will receive zero compensation on any individual health insurance business. FoIB Jeff M tells me that his health insurance writing colleague immediately contacted the Tar Heel State's Department of Insurance with some questions. The conversation apparently went thusly:

Agent: "Now that Blue Cross will no longer be paying commissions..."

DOI Rep: "Wait, what? When did this happen?"

Agent: "Just learned about it an hour ago, takes effect April 1. So here's my question: may I charge a fee when selling a Blue Cross policy?"

DOI Rep: "We honestly don't know."

Hunh.

I'd have followed up with another question:

"Since these rates have all been pre-filed, and include commissions, will the Department require that either the commission be paid or the rates re-filed to reflect the lower cost?"

Regular readers know that the Kentucky Insurance Department recently ruled that "Failure to pay commissions in accordance with the rate filing will be considered a violation of the Insurance Code."

Based on the dismal results of the current Open Enrollment season, it will be interesting to see how the rest of the year - and, indeed, the next season - goes with even less agent involvement.

Read More

Berniecare

Democrat curmudgeon and avowed Socialist Bernie Sanders has a plan to save us from Obamacare.

His Medicare For All outline can be viewed here.

Read it if you like.

We skipped over the first few pages of campaign rhetoric and magic fairy dust to get to the meat of his proposal.

Last year, the average working family paid $4,955 in premiums and $1,318 in deductibles to private health insurance companies. Under this plan, a family of four earning $50,000 would pay just $466 per year to the single-payer program,amounting to a savings of over $5,800 for that family each year.

Health insurance for $466 per year.

Such a deal.

But wait. There's more.

In addition to the $466 annual premium for health insurance, that same family will be required to pay 2.2% of their income.

Around $1,100 per year.

At a little over $1500 per year (taxes + premiums) still sounds like a fair deal.

But wait. There's more.

Bern will also raise taxes considerably on those earning in excess of $250,000 per year. That's about 1.5% of the population, roughly 186,000 households.

Other tax the rich revenues will add up to a projected $238 billion per year in new tax revenues.

Over the last 7 years the Obama administration has managed to add $8 trillion in new debt.

What is Senator Gadfly going to do about erasing the debt he (hopes) to inherit?


#Obamacare  #Bernicare

Read More